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2026 Retirement Limits: 401(k) Rises to $24,500, IRA to $7,500

The IRS’s annual inflation adjustments gave retirement savers more room in 2026. The headline numbers, straight from the IRS announcement: 401(k), 403(b), and most 457 plans: $24,500 in employee deferrals, up from $23,500 in 2025. […]

CD rates in 2026: Lock now or stay liquid?

Certificate-of-deposit shoppers face a genuine fork in mid-2026. Top nationally available CDs pay roughly 4.3%-4.5% APY, with the best high-yield savings accounts in the same neighborhood. Meanwhile the Federal Reserve – which cut three times […]


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