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Should you refinance in 2026? Run this math first

Whether a 2026 refinance makes sense comes down to one question: what rate are you holding now? With the 30-year fixed near 6.5% at mid-year, the answer splits borrowers into three camps. Who wins by […]

Inherited IRAs: New rules for beneficiaries

Key takeaways The SECURE Act of 2019 fundamentally changed inherited IRA rules for most non-spouse beneficiaries. Congress eliminated the stretch IRA strategy primarily to accelerate tax collection on inherited retirement assets, which the Joint Committee […]

10 tips for falling asleep fast

10 tips for falling asleep fast Few workweek roadblocks are more frustrating than trying (and failing) to catch enough sleep ahead of a busy day. Throw smartphone screens, workplace stress and old-fashioned restlessness into the […]


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